How does Habitat for Humanity work?
- Through local community volunteer donations of money, labor, and materials and with the help of the homeowner (partner) families Habitat builds modest houses that conform to Habitat approved plans.
- Habitat houses are sold to partner families at no-profit, and financed by Habitat with interest-free loans.
- The homeowners' monthly mortgage principal payments are used to help build more Habitat houses.
- HFH is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor, called “Sweat Equity”, into building their house.
What does a Habitat house cost?
- Habitat for Humanity of Stokes County homes currently range from $80,000-$90,000 for a high quality, energy efficient three-bedroom home with about 1,100 square feet.
- Habitat houses are affordable to low income families because NO profit is included in sale price.
- Habitat for Humanity of Stokes County home mortgage length is normally 20 years.
How do people and/or organizations help?
- Volunteer to assist with the construction of a house.
- Donate or prepare food for meals for construction volunteers.
- Join a Stokes Habitat Committee and help us with fundraising, church and community relations, publicity, etc.
- Be a Sponsor of Habitat fundraising events.
- Donate funds, building materials, land, building expertise, and administrative skills.
- Sponsor a Stokes Habitat informational presentation for their church group, business, or civic organization.